Overview of the CBN Fintech Report

About a month ago, the Central Bank of Nigeria released a major report on the future of fintech in the country. This is the first time the CBN has undertaken such a wholesale review drawing From a nationwide survey of fintech operators, a closed-door technical workshop in June 2025, and the CBN Fintech Roundtable held in October 2025.

The report, titled “Shaping the Future of Fintech in Nigeria: Innovation, Inclusion and Integrity,” is
part of the CBN’s Policy Insight Series. At its core, the report is trying to answer onequestion: “How can Nigeria grow its fintech ecosystemwhile keeping the financial system stable and secure?”

If you missed it, here’s a quick and simple breakdown of what it says. Download the full report here